These days many people prefer to rent rather than buy their own house. Why is this this so? Discuss the relative advantages and disadvantages of renting or buying, and give your own opinion. Give reasons for your answer and examples from your personal experience where appropriate.

In most major cities in the west, people are opting to rent a home instead of buy. This is mostly because house prices have increased dramatically while personal income has not, a trend that means mortgage repayments now account for a much larger share of income than in the past. Renters have more disposable income every week than buyers and this is a big attraction. However, in my opinion, this is a false economy and in the long run I believe that the advantages of buying a property greatly outweigh the short-term savings to be made by renting.

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Many people believe that a large proportion of a country’s health budget should be diverted from treatment to spending on health education and preventative measures. To what extent do you agree or disagree with this statement? Give examples from personal experience where appropriate.

Modern medicine has evolved along two lines: prevention and cure. Many believe that too much emphasis is placed on the latter and that the balance of national health spending should shift to prevention. I am inclined to agree; however, my support is with the stipulation that an imbalance in the other direction should be avoided.

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